Rwanda Financial Service Sector is composed of six (6) commercial banks and three (3) financial institutions, regulated by an independent Central Bank.

Banking service operations date back in early 1960, originating from the oldest banks of BCR and Bank of Kigali respectively.

Recently, most commercial banks have centered their operations on trade finance as opposed to long-term debt financing. This has triggered off to lack of productive investment activity, thus there is urgent need to focus attention on the reform and strengthening of the financial sector. This appeals for introduction of more banks, financial products and capital market.

There are ready opportunities for investment into mortgage banks to enhance access to property, agricultural banks to offer agricultural banks to offer agricultural credit to farmers and introduction of new financial products including leasing and venture capital to minimize hardships of opening business as well as its continued successful operation.